Saving money or even just managing your finances in this day and age is not as easy as you might think.
With so many things that demand our time and money, it can be tough to stay on top of everything and budget properly. But what can you do? Well, that is why you should have a budget planner.
It can be an extremely healthy tool that will almost certainly save you a lot of trouble and strife when managing your finances.
But where do you start? There are a plethora of amazing options online, and only some of them are good.
That is why we are here. In this article, we have gathered ten of the best budget planners who are sure to help you manage your finances.
Excited? Well, then, let us dive right in and get started!
What Exactly Is A Budget Planner?
In short, a budget planner is a system that you can use to organize your finances and track your monetary spending.
Aside from that, a budget planner uses a great tool that you can use to help stay motivated, pay off any debt that you might have, avoid any late payment fees, and even build up your savings.
If you have a good budget planner, you can rest assured that you will stay connected to your financial situation.
Having a plan written down to keep track of your savings, bills, debts, and anything else can quickly turn your life around. For this reason, you absolutely need a budget planner!
Our Top Picks
If you are looking for the top of the range budget planners, this section is for you. We have gathered three of our favorites here for you to peruse quickly and efficiently.
So, make sure to check out our top three before we move on to other sections of this article!
OUR TOP PICK
If you are looking for a perfectly organized planner that is reasonably priced and comes in several fun colors then Erin Condren’s planner is going to be the exact product you are looking for.
Below are three of the main perks of this budget planner.
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Financial Features – This planner has all the features that you could possibly need. So you will be able to plan and track all of your finances with ease.
- Extra Storage – This planner has extra storage which is a brilliant palace to store papers, stickers, cash or anything else that you may need in your planner.
EDITORS CHOICE
If you are looking for a fun and flirty budget planner then you can’t really get much better than this amazing planner.
It has almost every feature you could possibly need to help keep you on top of your finances and manage them with ease.
But that is not all, this product also has a climate friendly pledge so you can rest assured that your planner will not be bad for the environment.
- Colors and Design – This product comes in a variety of fun colors and designs. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Climate Friendly Pledge – This product comes with a climate friendly pledge. So, you can rest assured that your budget planner will not have a negative impact on the ecosystem.
- Financial Features – This planner has all the features that you could possibly need. So you will be able to plan and track all of your finances with ease.
BEST VALUE
If you need a good-looking planner that comes with good quality paper, inner pockets, stickers and is undated then this product is going to be exactly what you need.
- Pen Loop – This product has a pen loop so you can keep a pen close at hand at all times. Nothing is more annoying than not having a pen on hand.
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Stickers – This product comes with 109 fun and colorful stickers that you can use to help keep you organized and make your planner look fun.
RUNNER UP
If you are looking for a budget planner then make sure to consider this product. It is made from vegan leather, and excellent quality paper.
Best of all this hard cover budget planner comes in a variety of fun and bright colors.
We particularly enjoyed this planner because there are so many features.
But what we like most is the fact that there are different size options so you can pick something that you like.
Pros
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Sizes – This product can be purchased in two sizes. Large or medium, so you can pick an option that suits you and your needs.
- Stickers – This product comes with over one hundred stickers which you can use to help you easily organize your budget and make your planner look amazing.
- Large Bill Organizer – This product comes with a large bill organizer which will help you to effectively take control of and manage your finances.
- Durability – This planner is very well-made and durable. Even the pockets are durable and will be able to hold a ton of papers.
- Undated – This product has an undated calendar so you can more easily organize your finances without having to worry about your info being written in the wrong place.
Cons
- Pricey – This product may be excellent quality but it is a little pricey. For being a budget planner this product sure isn’t budget-friendly.
- Bulky – While there are different sizes, this product does not come in a small size which may make this budget planner a little more bulky than you need.
If you like this product but would prefer to purchase it on an alternate website, make sure to check it out at Clever Fox’s Store.
RUNNER UP
If you need a simplistic looking planner that comes with a ton of stickers and expense sheets then this product may be a great fit for you.
This product is made from great quality materials so you can rest assured that your planner will last you an age.
We loved the fact that this product comes with so many great features. The calendars’ debt trackers, expense sheets, savings trackers, inner pockets and more.
You really can’t get much better than this!
Pros
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Stickers – This product comes with over one hundred stickers which you can use to help you easily organize your budget and make your planner look amazing.
- Features – This product has just about every feature that you could possibly need. You will be able to plan every detail of your finances with this amazing product.
- Price – This product is reasonably priced so you can afford this amazing budget planner that is actually budget-friendly.
- Vegan – This product is made from vegan leather so you can rest assured that your budget planner will be made from non-animal products.
Cons
- Size – Some customers found that this budget planner was a little too small to use properly. This may be the case for those of you that want something bigger.
- Daily Planner – Some customers found that this product was not quite a budget planner and was closer to being a daily planner.
If you like this product but would prefer to purchase it on an alternate website, make sure to check it out at Smart Planner’s Store.
RUNNER UP
If you are not one for fancy planner covers then this sleek budget planner is going to be right up your street.
But do not let this product’s simplistic look fool you, it is made from high quality materials and contains everything you could possibly need.
We adored this budget planner, it looks plain but inside there is just about everything you could hope for.
On top of that it is also undated so you do not have to worry about missing any days and wasting pages.
Pros
- Durability – This planner is very well-made and durable. Even the pockets are durable and will be able to hold a ton of papers.
- Inner Pocket – This product comes with a good quality inner pocket which will be able to hold any paperwork that you need without fear of it falling out or breaking.
- Stickers – This product comes with over one hundred stickers which you can use to help you easily organize your budget and make your planner look amazing.
- Quality – This product is made from top of the range paper and other materials so you can rest assured that your planner will be of excellent quality.
Cons
- No Alternate Colors – This product does not come in a variety of colors or styles. You will only get a blue and purple floral budget planner.
- Con – stuff
- Con – stuff
If you like this product but would prefer to purchase it on an alternate website, make sure to check it out at Desert Cart’s Store.
RUNNER UP
If you need a reasonably priced budget planner that contains everything you need and looks phenomenal then you really can’t get much better than this product.
It has good quality paper and it has a hard cover. What is not to like!
We really liked this product, it contains all the features that you could possibly need while also looking great. You can’t get much better!
Pros
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Stickers – This product comes with over one hundred stickers which you can use to help you easily organize your budget and make your planner look amazing.
- Inner Pocket – This product comes with a good quality inner pocket which will be able to hold any paperwork that you need without fear of it falling out or breaking.
- Guarantees – This product comes with a guarantee of return if you are not satisfied with this product. Having this option is always good to have!
Cons
- Small Pockets – Some customers found that the pockets in this planner were very small and this made it unsuitable for their use.
RUNNER UP
This product is extremely budget-friendly, it also looks amazing. But that is not the best part, it also contains everything you need to help you stay organized.
We adored this product, it is easy to use, simplistic, and has a ton of amazing features. The only negative is the fact that it only comes in one color.
So, if you need something unique this may not be the ideal product for you.
Pros
- Price – This product is reasonably priced so you can afford this amazing budget planner that is actually budget-friendly.
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Inner Pocket – This product comes with a good quality inner pocket which will be able to hold any paperwork that you need without fear of it falling out or breaking.
- Durability – This planner is very well-made and durable. Even the pockets are durable and will be able to hold a ton of papers.
Cons
- No Alternate Colors – This product does not come in a variety of colors or styles. You will only get a blue and purple floral budget planner.
- Size Options – This product does not come with the option to purchase this budget planner in a variety of different sizes. So you will not be able to get something tailored to what you might need.
RUNNER UP
This product may not come in a variety of colors, but it sure does contain everything you could need in a budget planner.
The pages are simplistic but also organized, so you can be reassured about there being too much information that could be confusing.
We really loved this product. It is not the cheapest one on our list, but it sure will be helpful for those of you that need an easy-to-use budget. You really can’t go wrong with this planner.
Pros
- Size – This product is small and compact, so if you need a planner to carry around with you in your everyday life, this may be the perfect product.
- Magnetic Closure – This product has an amazing, easy-to-use magnetic closure so you can quickly and easily close your book properly.
- Durability – This planner is very well-made and durable. Even the pockets are durable and will be able to hold a ton of paper.
- Price – This product is reasonably priced, so you can afford this amazing budget planner that is actually budget-friendly.
Cons
- No Alternate Colors – This product does not come in a variety of colors or styles. You will only get a blue and purple floral budget planner.
- Features – Some customers found that this budget planner was not quite as detailed as other products, which may not suit what some people need.
If you like this product but would prefer to purchase it on an alternate website, make sure to check it out at Pricena’s Store.
RUNNER UP
If you need a budget planner that comes with everything you need then GoGirls product is sure to impress you.
Some customers found that it was a bit small, but for those of you that need a planner that is small and compact then this is a pretty good bet.
We found that this budget planner was of excellent quality. The bright and quirky colors are pretty amazing too and makes it almost impossible to lose your budget planner.
You really can’t go wrong with this option!
Pros
- Colors – This product comes in a variety of fun and striking colors. So, you can pick a planner that suits your tastes and aesthetic preferences.
- Stickers – This product comes with over one hundred stickers which you can use to help you easily organize your budget and make your planner look amazing.
- Layout – This product has a fun and colorful layout. This makes it very easy to use and when you use a budget planner regularly ease of use is always good.
- Price – This product is reasonably priced so you can afford this amazing budget planner that is actually budget-friendly.
Cons
- Size – Some customers found that this budget planner was a little too small to use properly. This may be the case for those of you that want something bigger.
- Recording Bills – This product is quite small, as we have said, there may not be enough space for you to record your bills.
If you like this product but would prefer to purchase it on an alternate website, make sure to check it out at Go Girl Planner’s Store.
Buyers Guide
In this section, we will look at what features you need to consider when you are looking for a good quality budget planner. So, without further ado, lets dive right in!
How Is The Papers’ Weight?
If you are a fan of making use of colored pens and highlighters, then it may be a good idea to ensure that your budget planner has a high GSM or grams per square meter.
With a higher GSM, you ensure that there will not be any ink bleeding through to the other page.
How Large Is The Planner?
The size of your planner can make a huge difference as to what will suit you. Are you planning on taking it with you everywhere you go?
If so, you may need to keep an eye out for a smaller planner. Alternatively, you may need a larger book to get really detailed notes. In this case, a larger planner may suit you better.
Are The Pages Customizable?
If you are going to purchase a budget planner then you may need to consider how customizable your pages are.
If you like things organized and clinical then you may not want much customization. Flexibility and personalizing things in your planner then you may need to consider that.
What Additional Features Are There?
While a very simplistic budget planner will certainly get the job done, it may be a good idea to get a planner that has all the bells and whistles.
You can think of folders, stickers, pen loops, bookmarks, and anything else.
Are The Reviews Positive?
One of the best ways to know that your budget planner is what you are looking for is to check out the reviews.
This is because a real person’s opinion can be a good way to know what the product is like and what other people experience.
Is The Planner Dated Or Undated?
Whether your planner is dated or undated can make a big difference depending on what you want to do.
For example, if you happen to skip a few months do you end up wasting paper if your planner is undated? This can save you time and money if you slip up.
Frequently Asked Questions
In this section, we will answer some of your most frequently asked questions.
So that you can decide with all the facts in mind! So, without further ado, let us dive right in!
What Is The Most Effective Way To Budget Your Money?
Budgeting money is simpler than it sounds. All you need to do is ensure that you note down all your expenses, your income, and just about everything else that involves your finances.
Your aim when you are budgeting should be to use eighty percent of your money to live and save the rest for a rainy day.
How Can A Budget Planner Help Save You Money?
But a budget planner is just a simple material thing. How can it help you to save money?
Well, the main reason it is such a great tool is that it allows you to identify what you are spending your money on, which in turn allows you to take measures to reduce your spending or readjust what you are spending your money on.
What Is The Best Way To Organize Your Monthly Budget?
There are six simple steps that you should follow if you want a successful monthly budget. Below are these six steps for you to peruse:
- Step 1 – Start by accurately calculating your net income.
- Step 2 – Accurately track your spending.
- Step 3 – Make sure that your goals are realistic.
- Step 4 – Make your plan
- Step 5 – Alter your spending to ensure that your budget is good.
- Step 6 – Make sure that your budget is done regularly.
Final Thoughts
We hope you have enjoyed reading this article and learning about these amazing budget planners.
If you have yet to see something here that you like, do not worry. There are a ton of amazing options out there for you to choose from.
With all that being said, we hope you have a good day and find a budget planner that suits you and your needs.
